It can be incredibly challenging to live with a disability, particularly one the stops you from being able to work or even carry out the most basic of daily tasks and self-care. Fortunately, the U.S. government has programs in place to help individuals in such situations: Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI). The Social Security Administration runs both programs. Residents in Knoxville may be interested in learning more about these two programs.
In essence, whether a person should seek SSI or SSDI depends on whether the applicant was able to work. SSI benefits may be sought by those who have a limited income and are either elderly, blind or disabled, but to not have the requisite work history to qualify for SSDI. If an individual is under the retirement age as set by the SSA and has not for the past 10 years contributed payroll deductions to the SSDI system, then he or she may seek SSI. Depending on the circumstances, SSI may be available to children who are disabled.
All of this being said, it is important to seek help when applying for SSI, to ensure that your application is complete. An attorney can examine an applicant’s work history and health in order to assess the strength of their client’s application. A strong application can help an individual pursue the benefits they need.
The legal team at the law offices of Ogle Elrod and Baril, PLLC, understand that the process for applying for SSI can be complicated, particularly for those who have no experience in it. This post cannot serve as the basis for an application for SSI. Instead, attorneys can bring the guidance and advice needed for applicants who have questions about applying for SSI. The following information may be of use for those who want to learn more about the difference between SSI and SSDI.