Having a disabling injury can complicate just about every area of your life. Emotionally, it can make you feel frustrated, isolated and depressed if you cannot care for yourself. Physically, you can experience severe pain and mobility issues. Socially, your relationships with your spouse, parents, children and friends can be strained and difficult to maintain. Financially, you can see your income and savings quickly disappear thanks to the medical care you may now require.
There is no easy way to address and resolve all the ways that a serious injury can impact your life, but there are things you can do to ease some of the strain caused by a disabling condition to make life a little bit easier. One way to do this is to apply for the financial benefits for which you may be eligible. With this support, you can find some much-needed financial relief.
Many people may think the only source of financial benefits for a disabling injury comes from Social Security disability benefits. These benefits can be crucial and millions of Americans are eligible to receive them.
However, there are other sources of support that may be available. For example, if your disabling injury was suffered on the job, you could also be eligible to receive workers’ compensation benefits.Â
According to the Social Security Administration, workers who are seriously injured on the job can collect both SSDI and other types of public disability including workers’ compensation. However, collecting workers’ compensation will reduce the amount of money you receive through SSDI.
What this means is that you may need to consider how much you collect in SSDI and how much may be available through public disability benefits. It may not be necessary to pursue both if you already collect 80 percent of your earnings prior to your injury, as that is the maximum you can collect. Otherwise, it can be very helpful to seek benefits from multiply sources to maximize the financial support you receive.
In order to weigh your options and pursue all the benefits for which you may be eligible, it can be crucial to discuss your situation with an attorney.