If you suffer from a disabling injury or illness that keeps you from working at a full capacity, you could very well qualify for disability benefits.
In order to receive these benefits, you must fill out an application and have it accepted by the Social Security Administration. Unfortunately, too many people make the mistake of thinking this application, which can be filled out online or in person, involves little more than filling out a form. This assumption can lead to some common mistakes people make when applying for benefits which could result in a denied claim.
- Not filling out the proper application: There are different types of applications and not everyone is eligible to submit each type. Making sure you are eligible to file a specific application in the first place is crucial.
- Failing to include employment history: The SSA needs to have information on the last 15 years of your employment. If it doesn’t have all the information about pay rates, job duties and other details of your work history, the agency may deny your claim.
- Submitting incomplete or inaccurate medical information: This is often the most extensive aspect of an SSDI application. You need to submit all pertinent information on your medical condition. This includes contact information for doctors, treatment history and medical tests that you have taken. Based on the information you submit, the SSA will determine whether your condition is actually disabling.
- Forgetting to include supplemental documents: In addition to medical and employment information, you also need to submit your birth certificate, W-2 forms, pay stubs and proof of any workers’ compensation benefits you may be receiving.
The SSA needs all this information in order to get a full and accurate picture of your specific situation. If anything is missing or wrong, a ruling on an application can be delayed while a representative tries to track down the information needed. In many cases, however, it is easier for them to just deny a claim and make the applicant pursue an appeal.
Filling out an SSDI application can be more complicated than you think. Rather than do everything yourself and run the risk of making a mistake that could jeopardize your benefits, you can work through the application process with the guidance and experience of an attorney.